Ø We buy auto insurance, hoping we never have an accident …
Ø We keep fire extinguishers in the kitchen, hoping we never have to use them …
Ø We plan for health care, college expenses, weddings …
Ø We have investments, IRA’s and life insurance …
Yet, the single event that ties all of humanity together is the one thing we
tend to avoid planning for. The one event that will impact your family more than
any other is their loss of you – whether you’re the husband, the wife, or your
child’s parent. The question to ask is,
HOW CAN I CUSHION THIS EVENT FOR MY LOVED ONES?
HOW CAN I MAKE IT EASIER FOR THEM?
The single answer is to pre-plan as many of the details as possible so they
don’t have to do it under intense emotional and financial pressure.
Every one of us should take the time to plan for our
eventual need. It is a responsibility for every person to plan
and facilitate what you want to happen in the event of need. No one
knows when. . .only that 'some day' it will be imperative that these
decisions be made. Planning NOW relieves financial and emotional
stress LATER.
WCMPark
Traditional Cemetery
Take the time --- make the commitment to:
* Consider your available options
* Talk to your spouse and other family members about their needs and
emotions
* Create a Final Arrangements plan that includes the cemetery and
funeral home
Eventually, we all face the loss of those we love.
Advance planning relieves at least half the stress on our closest family
members during the most stressful time in their lives.
Pre-planning provides:
* Decisions made together, with forethought, not alone in a time
of grief
* Purchased at today's cost -- not tomorrow's inflation
* Convenient payment terms
* Assets protected from final expense costs.
* Peace of mind that your wishes will be carried out and your
family will not face these decisions without your guidance.
* Fundamental Planning: All
the legal and vital documents that your family will need, including a
Will, Power of Attorney, Living Will, insurance and investment documents,
bank account information, etc.
* Funeral Planning: At
the cemetery, as well as the funeral home, your choices should be well
documented and funded.
* Financial Planning: Pre-funded
arrangements leave more of your assets for the support of your family
after your death. In addition, financial planning can help to
protect your estate from unnecessary or unexpected expenses.
Life insurance is a great asset for any family, and it should be reserved as an
asset for your survivors.
The surviving spouse or other beneficiaries often have little money left to meet
their own on-going needs because of the costs associated with the end-of-life
needs of their loved one. Pre-planning – and pre-funding your choices – is one
way to insure that your loved ones receive the benefit of your insurance as a
source of on-going income.
Depending upon insurance to pay for end-of-life expenses also does not take into
account the effects of inflation on your insurance dollars. Pre-funding your
cemetery and funeral needs can greatly lessen the impact of inflation – and
provide extra security for your family.
